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Gus Fernandez
May 31, 20192 min read
FinCEN extends real estate buyer-identity rules
The Financial Crimes Enforcement Network (FinCEN), one of the U.S. Treasury’s leading agencies in the fight against money laundering and...
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Gus Fernandez
Nov 16, 20171 min read
Title insurance — A must-buy in real estate transactions
htts://www.bizjournals.com/buffalo/news/2017/11/15/column-title-insurance-a-must-buy-in-real-estate.html
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Gus Fernandez
Jun 29, 20171 min read
What you need to know before buying title insurance
Know your types of title insurance There are different kinds of title insurance available to homebuyers. Owner’s Policies protect the...
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Gus Fernandez
Jun 28, 20172 min read
3 Ways Every Homebuyer Can Save on Title Insurance
Shop Around for the Best Deal Title insurance involves a two-part process. First, a search of a property’s title history is conducted to...
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Gus Fernandez
Jan 22, 20162 min read
New FIRPTA Changes
The Foreign Investment in Real Property Tax Act, commonly known as FIRPTA, was originally enacted by Congress in 1980. Congress created...
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Gus Fernandez
Dec 19, 20151 min read
Reports Show Average Days to Close Taking Longer Under TRID
Ellie Mae’s latest Origination Insight Report shows that the average time to close FHA, conventional and VA loans all increased to 49,...
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Gus Fernandez
Dec 11, 20151 min read
GAF PA is a now a Secure Insight Registered Agent
#ALTAbestpractices #TitleInsurance #TRID
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Gus Fernandez
Dec 11, 20151 min read
TRID Violations Found in 90% of Audited Loans
#CFPB #TitleInsurance #TRID
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Gus Fernandez
Aug 11, 20151 min read
More homeowners now qualify for a HARP refinance
Since then the qualifying standards for a HARP loan have been made less stringent. Under the new changes, now referred to as HARP 2.0,...
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Gus Fernandez
Jun 19, 20151 min read
CFPB moves TRID date to October 3
“We made this decision to correct an administrative error that we just discovered in meeting the requirements under federal law, which...
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Gus Fernandez
Jun 15, 20151 min read
5 Key Points About the Pending TRID Upheaval
Come August 1st the residential home lending industry will be totally revamped in an effort to give greater clarity to borrowers. Read...
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Gus Fernandez
Jan 23, 20151 min read
Same Sex Marriage & Title to Property
On January 6, 2015 same sex marriages became legal in the State of Florida. The Florida Clerks of Court have begun issuing marriage...
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Gus Fernandez
Jan 19, 20151 min read
Title Insurance Reissue Credits
According to RealtyTrac approximately 25% of homeowners in Miami-Dade County have mortgages keeping them underwater. However, many other...
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